THE GROUP

The Argosyn group is a European player with several holdings in financial companies operating in consumer credit, payment solutions, credit repurchasing and banking services, debt collection and insurance. The Group also manages a real estate business, mainly real estate.

Argosyn was founded on June 1, 1960 and is registered under number 477 180 467 in the Lille Métropole Trade and Companies Register. The company is a simplified joint stock company registered and domiciled in France. Its registered office is located at 243-245, rue Jean Jaurès – 59 650 VILLENEUVE D’ASCQ. The company is chaired by Mr. Hugues Desurmont.

THE TEAM

Damien Demenez

CFO and Company Secretary

Isabelle Ling

Head of Controlling and Auditing

Cédric Degardin

Head of Consolidation, Accounting and Cash Management

Marie Wilpart

Executive Assistant and Accounting

INVESTMENTS

Direxi

Direxi is an insurance broker company, leader in distance selling of insurance products. Created in 2007 within the Argosyn group, Direxi is “on the insured side” (“Du côté des assurés”).

Martinter

Since 2009, Martinter, a subsidiary of the Argosyn Group, has been a shareholder, alongside with Crédit Mutuel Alliance Fédérale, in the Cofidis Participations Group. The latter, through its 3 brands, designs, sells and manages a wide range of financial services.

Cofidis

Since its creation, Cofidis, a historic player in distance selling, has placed customer relations at the center of its expertise and strategy… [read more]

Since its creation, Cofidis, a historic player in distance selling, has placed customer relations at the center of its expertise and strategy. In the BtoB business, Cofidis proposes an offer adapted to its potential partners whatever their distribution channels. As part of its approach to fighting overindebtedness, Cofidis has signed a partnership agreement with CRESUS (Regional Chamber of Social Over-indebtedness). CRESUS is a federation recognized as being of public utility. It is made up of 18 associations spread over 14 regions united by an ethical charter, thus forming a local network entirely dedicated to welcoming, listening to and supporting over-indebted households and preventing financial and economic exclusion.

Créatis

Creatis, a bank specializing in credit consolidation, offers the services of a local bank and is committed to its customers in terms of availability, accessibility … [read more]

Creatis, a bank specializing in credit consolidation, offers the services of a local bank and is committed to its customers in terms of availability, accessibility and long-term budget support. The commercial strategy of the brand is to offer a quality service with advice and a tailor-made follow-up, revealing its professional requirements. It guarantees non-judgmental listening and the confidentiality of data and exchanges. This strategy is in total in adequacy with its baseline : “the Power of acting” (“Le pouvoir d’Agir”).

Monabanq

Monabanq is one of the French leaders in online banking since 2006. The first 100% online bank to put “people first, money second” (“les gens avant l’argent”), Monabanq offers a banking service adapted to their lifestyle by offering them autonomy, competitiveness and availability.

T.D.GLATEGNIES

T.D.GLATEGNIES groups together a set of land reserves for rental and sale.

KEY FIGURES

Source 2020

Actif net

Actif net

Actif net

Résultat net

Actif net

Free cash flow

FINANCIAL REPORT